Insurance Hour with Karl Susman offers listeners an opportunity to have an insurance expert help them navigate the ever-changing insurance market in...Full Bio
The Ultimate Guide to Protecting Your Home and Business!
Critical Illness to Classic Cars: Shocking Insurance Mistakes!
In this episode of Insurance Hour, host Karl Susman dives into a wide range of insurance topics driven by listener questions. Topics include the benefits and limitations of critical illness insurance, the importance of adequate HOA insurance coverage, strategies to manage auto insurance costs for new drivers, and the essentials of pet insurance. The episode also explores niche insurance needs, such as renters insurance for high-value items, coverage for classic cars, and business insurance for food trucks and home-based businesses. Karl emphasizes the value of tailoring insurance policies to individual circumstances, providing actionable advice for navigating the complex world of insurance.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.
Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com
How to Save Big and Protect More with These Insurance Tips!
The latest episode of Insurance Hour, hosted by Karl Susman, takes listeners on an engaging journey through critical insurance topics. This episode tackles a variety of questions submitted by callers, covering issues such as the California FAIR Plan for high-risk homeowners, the nuances of flood and earthquake insurance, coverage options for cryptocurrency and rideshare drivers, and considerations for pet and disability insurance. Karl also delves into specialized topics like coverage for photographers’ equipment and insurance implications of owning electric vehicles. The show emphasizes the importance of asking detailed questions, being proactive about policy adjustments, and working with knowledgeable agents to tailor coverage to individual needs.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.
Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com
Is Your Insurance Coverage Leaving You Exposed? Find Out Now!
In this episode of Insurance Hour, host Karl Susman dives into listener-submitted questions, covering essential insurance topics relevant to California residents and beyond. The episode addresses critical insurance considerations such as earthquake insurance deductibles, umbrella policies for renters, flood insurance, and comprehensive versus collision auto coverage. Karl also explores nuances around business property coverage for home-based businesses, personal jewelry insurance, and GAP insurance for financed vehicles. With practical advice and real-life examples, Karl provides listeners with a clearer understanding of how to make informed decisions in selecting appropriate coverage.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.
Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com
Earthquakes, Dogs, and Squirrels – What Can Your Policy Handle?
In this episode of Insurance Hour, hosted by Karl Susman, the focus is on listener-submitted questions about various real-life insurance scenarios. Topics include homeowners insurance covering fence damage after storms, filing claims for auto damage from accidents like paint spills and potholes, and understanding how neighborly mishaps, like children breaking windows, are handled. Karl also discusses when earthquake insurance is essential, the nuances between collision and comprehensive auto coverage, and why small claims may affect premiums. The episode closes with Karl encouraging listeners to stay prepared with the right coverage and emphasizing the value of consulting insurance agents for tricky situations.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.
Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com
Disaster Strikes! Can Your Insurance Handle It?
This episode of Insurance Hour with Karl Susman dives into real-life insurance challenges, offering advice and solutions for homeowners, renters, and drivers. The show covers various listener inquiries, including water damage claims, tree damage disputes between neighbors, rental car accidents, dog bite liabilities, and vandalism incidents. Karl emphasizes practical tips like handling small claims to avoid premium hikes, the importance of understanding policy exclusions (e.g., flood insurance and earthquake policies), and the benefits of extra security measures. The show also touches on sensitive topics like navigating insurance with friends and family and working effectively with insurers to resolve claims.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.
Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com
Secrets Insurance Companies Don’t Want You to Know – Slash Your Premiums Today!
In this episode of Insurance Hour, hosted by Karl Susman, the focus revolves around practical tips and strategies for lowering insurance costs. The episode kicks off with listener questions about managing high premiums for new drivers, including strategies like utilizing good student discounts and clarifying vehicle usage. Karl dives into the differences between term life and whole life insurance and explores renter’s insurance, explaining why tenants need their own coverage despite landlords having policies on the building.
The conversation extends into areas like pet insurance, health insurance options post-employment, and umbrella policies, providing listeners with clarity on these nuanced topics. Karl also discusses boat insurance, mold damage, travel insurance, and whether older vehicles require full coverage. The show emphasizes consulting with insurance professionals for customized advice, especially when policies vary based on state regulations. Throughout, Karl keeps the tone informative and approachable, making complex insurance concepts accessible to listeners.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.
Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com
Is Your Home Really Covered? Discover the Hidden Gaps in Your Policy
In this episode of Insurance Hour, host Karl Susman dives deep into the essentials of homeowners insurance. He explains various coverage types, including dwelling coverage, personal property, other structures, and liability insurance. Karl emphasizes the importance of understanding the nuances in these policies, such as the assumption that the homeowner lives on the property and the significance of having appropriate coverage for structures like pools, detached garages, and landscaping. Additionally, he addresses common questions about extended replacement costs, sub-limits for personal belongings, and medical payments coverage. Karl also touches on earthquake insurance and the need for separate coverage, especially in earthquake-prone California. He stresses the value of liability coverage and shares a personal story about the practical use of medical payments for minor injuries on one's property. This episode is an essential guide for anyone looking to protect their home and assets effectively.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.
Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com
The Collapse of California's Insurance Market: Are You Prepared? with guest AMY BACH
In this episode of "Insurance Hour," host Karl Susman interviews Amy Bach, the executive director of United Policyholders, about the challenges facing the insurance market, particularly in California. They discuss the growing difficulty for consumers to obtain home insurance, driven by climate change, wildfire risks, and other factors like technological advancements and market fluctuations. Amy outlines how non-renewals are becoming more common and why insurers are pulling out of high-risk areas. She also explores the role of the California Fair Plan, a fallback insurance option, and the uncertainty about its long-term sustainability. Both Karl and Amy emphasize the importance of mitigation steps homeowners can take to reduce fire risks and the value of working with informed agents. They conclude by discussing the future of insurance in California and nationwide, with a cautiously optimistic outlook for increased market availability, though affordability remains uncertain.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.
Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com
Why Your Insurance Claim Was Denied – And How to Fight Back!
In this episode of Insurance Hour, hosted by Karl Susman, listeners submitted various insurance-related questions, which Karl answered in real-time. The episode covers common topics such as auto insurance premium increases, ride-sharing coverage, and handling claims for hit-and-run accidents. Additionally, Karl explains why claims might be denied, discusses insurance coverage for Uber and Lyft drivers, and touches on tricky subjects like how a neighbor’s claim can affect your own. The episode is informative, offering a mix of practical tips and expert advice on navigating the complexities of different insurance policies. It’s an episode geared towards anyone wanting to make sense of their insurance needs and minimize risks.
Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is available online throughout California and world-wide.
Listeners can now tune in to Insurance Hour on great AM radio station KMET throughout the state of California.
In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.
Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.
For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com