Insurance Hour with Karl Susman

Insurance Hour with Karl Susman

Insurance Hour with Karl Susman offers listeners an opportunity to have an insurance expert help them navigate the ever-changing insurance market in...Full Bio

Navigating the Currents: Insurance Market Challenges w/ Deputy Insurance Commissioner MICHAEL SOLLER

California's Insurance Crossroads: Navigating the Uncharted Waters of Coverage Crisis

This episode of "Insurance Hour" with Karl Susman unpacks the tumultuous state of California's insurance industry, spotlighting the strategic withdrawal of major insurers and the mounting strain on the California Fair Plan Association. Amidst a backdrop of regulatory rigidity and climatic volatility, the episode articulates a critical juncture for the industry, advocating for a recalibrated approach to insurance that is both forward-looking and consumer-informed.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

KMET AM1490 – Inland Empire – Friday 8-9am
KTRB AM860 – San Francisco – Saturday 7-8am
KEIB AM1150 – Los Angeles – Saturday 12-1pm
KCBQ AM1170 – San Diego – Saturday 1-2pm
KFBK AM1530 – Sacramento – Sunday 5-6pm
KZSB AM1290 – Santa Barbara – Wednesday 9:52am
KCAA AM1050 – Riverside – Thursday 7-8am

In addition to traditional radio, Insurance Hour has embraced the digital age.

The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com

Unlocking the Mysteries of Insurance: Guidance and Insights for Californians

In this episode of "The Insurance Hour," host Karl Susman delves into the complexities of insurance, aiming to demystify policies for Californians. The show covers a broad spectrum of insurance-related topics, including maximizing benefits, saving money, handling claims, and the nuances of interacting with agents, brokers, and insurance companies. A significant portion of the discussion focuses on the inherent frustration many people feel towards insurance due to its mandatory nature, particularly concerning property and auto insurance. Karl also addresses common misconceptions and challenges policyholders face, such as understanding coverage limits, the importance of maintaining proper insurance, and strategies for minimizing risk and avoiding claims. Through engaging stories and expert advice, Karl seeks to educate listeners, making the daunting world of insurance more accessible and less intimidating.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

KMET AM1490 – Inland Empire – Friday 8-9am
KTRB AM860 – San Francisco – Saturday 7-8am
KEIB AM1150 – Los Angeles – Saturday 12-1pm
KCBQ AM1170 – San Diego – Saturday 1-2pm
KFBK AM1530 – Sacramento – Sunday 5-6pm
KZSB AM1290 – Santa Barbara – Wednesday 9:52am
KCAA AM1050 – Riverside – Thursday 7-8am

In addition to traditional radio, Insurance Hour has embraced the digital age.

The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com

Insurance, ReInsurance & InsureTech (with guest Randel Bennett)

The episode covers a discussion on the insurance industry between host Karl Susman and guest Randel Bennett. They analyze issues facing property and casualty insurance, focusing on rising reinsurance costs and reduced availability driving rate increases. Details are provided on reinsurance concepts and trends, including reduced capacity, requirement for more insurer capital contributions, and layering costs from multiple reinsurers. They also discuss Florida's insurance crisis with insolvent private carriers. The talk covers InsureTech startups aiming to innovate with technology but facing high failure rates recently. Main takeaways are increasing reinsurance expenses, reduced affordability, and need for consumer education on insurance as a safety net rather than savings.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

KMET AM1490 – Inland Empire – Friday 8-9am
KTRB AM860 – San Francisco – Saturday 7-8am
KEIB AM1150 – Los Angeles – Saturday 12-1pm
KCBQ AM1170 – San Diego – Saturday 1-2pm
KFBK AM1530 – Sacramento – Sunday 5-6pm
KZSB AM1290 – Santa Barbara – Wednesday 9:52am
KCAA AM1050 – Riverside – Thursday 7-8am

In addition to traditional radio, Insurance Hour has embraced the digital age.

The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com

Governance Meets Insurance: Das Williams on Building Resilient Communities

In this engaging episode of "The Insurance Hour," host Karl Susman welcomes Das Williams, the esteemed County Supervisor for the Santa Barbara area, for an in-depth discussion. The conversation covers a wide range of topics, from Das Williams' key initiatives and achievements in office to how local policies can impact insurance rates and community safety. Listeners will gain valuable insights into the intersection of local governance, community development, and the insurance industry, all while being entertained by the dynamic interaction between Karl and his guest. This episode not only informs and educates but also provides a unique perspective on the importance of local government in everyday life.

Introduction to the Episode - A brief overview of what listeners can expect, including the introduction of special guest Das Williams.
Das Williams: Background and Role - An exploration of Das Williams' background, role as County Supervisor, and his initiatives for Santa Barbara.
Impact of Local Governance on Insurance - Discussion on how local governance and policies affect the insurance industry and rates.
Community Development and Safety - Insights into community development efforts and safety measures in Santa Barbara.
Q&A with Das Williams - A segment dedicated to questions from the host or audience, providing deeper insights into Williams' views and plans.
Conclusion and Takeaways - Summarizing the key points discussed in the episode and closing remarks from the host and guest.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

KMET AM1490 – Inland Empire – Friday 8-9am
KTRB AM860 – San Francisco – Saturday 7-8am
KEIB AM1150 – Los Angeles – Saturday 12-1pm
KCBQ AM1170 – San Diego – Saturday 1-2pm
KFBK AM1530 – Sacramento – Sunday 5-6pm
KZSB AM1290 – Santa Barbara – Wednesday 9:52am
KCAA AM1050 – Riverside – Thursday 7-8am

In addition to traditional radio, Insurance Hour has embraced the digital age.

The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com

Navigating the New Normal: Insurance Insights with Karl Susman

In this episode of "The Insurance Hour," host Karl Susman delves into a variety of topics related to insurance, focusing primarily on educating Californians about navigating their insurance needs amidst changing weather patterns and rising costs due to inflation. The show covers the recent wildfires in Texas and their insurance implications, the importance of being properly insured, and tips for reducing insurance premiums. Karl also addresses listener questions, including whether retired people can purchase life insurance and the specifics of jewelry coverage on insurance policies. Moreover, the episode explores smart devices for home safety, deductible strategies for lowering insurance premiums, and the significance of understanding and utilizing insurance policies effectively.

Chapters:
Introduction to Insurance Hour - 00:00:00
Karl introduces the show, its mission, and ways to contact during the episode.
The New Normal in Weather and Its Insurance Implications - 00:02:00
Discussion on unusual weather patterns like the Texas wildfires and their insurance implications.
Listener Interactions: Immediate Insurance Assistance - 00:06:00
Karl explains how listeners can get immediate help with their insurance questions.
Understanding Insurance Premiums Amidst Inflation - 00:10:00
Analysis of how inflation affects insurance premiums across different states.
Reducing Your Insurance Premiums - 00:20:00
Karl shares tips and strategies for lowering property and auto insurance costs.
Q&A: Life Insurance for Retirees - 00:30:00
Karl addresses a listener's question about life insurance options for retired individuals.
Smart Home Devices for Insurance Discounts - 00:40:00
Discussion on how smart devices can help in reducing home insurance premiums.
The Importance of Choosing the Right Deductibles - 00:45:00
How higher deductibles can lead to lower premiums and fewer minor claims.
Q&A: Jewelry Coverage on Insurance Policies - 00:50:00
Exploring the specifics of how jewelry is covered under various insurance policies.
Closing Remarks and How to Navigate the Insurance Market - 00:55:00
Karl wraps up the episode with final thoughts and encourages listeners to be proactive in understanding and managing their insurance policies.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

KMET AM1490 – Inland Empire – Friday 8-9am
KTRB AM860 – San Francisco – Saturday 7-8am
KEIB AM1150 – Los Angeles – Saturday 12-1pm
KCBQ AM1170 – San Diego – Saturday 1-2pm
KFBK AM1530 – Sacramento – Sunday 5-6pm
KZSB AM1290 – Santa Barbara – Wednesday 9:52am
KCAA AM1050 – Riverside – Thursday 7-8am

In addition to traditional radio, Insurance Hour has embraced the digital age.

The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com

Safeguarding Communities: The Intersection of Insurance and Firearm Safety

The podcast episode titled "Insurance Hour" from March 1, 2024, features host Karl Susman discussing with special guest Senator Catherine Blakespear her newly introduced legislation, AB 3067, which aims to promote safe firearm storage by requiring insurance companies to inquire about gun ownership and storage practices from policyholders. The discussion highlights the bill's focus on enhancing public safety through insurance market dynamics, parallels drawn between firearms and automobiles in terms of safety and insurance, and the potential for insurance to play a role in reducing gun-related incidents by incentivizing safe storage practices.

CHAPTERS:

### 1. Introduction and Guest Welcome
**[00:00]**
Karl Susman introduces the show and special guest Senator Catherine Blakespear, highlighting the focus on new legislation AB 3067 related to insurance and safe firearm storage.

### 2. Overview of AB 3067
**[02:16]**
Senator Blakespear explains the intent behind AB 3067, requiring insurance companies to inquire about gun ownership and storage practices, aiming to improve public safety through safer firearm storage.

### 3. Importance of Safe Firearm Storage
**[08:46]**
Discussion on the significance of safe storage in preventing accidents and unauthorized access, including the role of insurance in promoting safety measures.

### 4. Legislation Impact on Insurance and Public Safety
**[15:31]**
Exploration of how AB 3067 leverages insurance market dynamics to encourage safer gun storage, with parallels drawn to automobile insurance and public health models.

### 5. Q&A: Addressing Public Concerns
**[22:01]**
Addressing common questions and concerns about the legislation, including the registration process, insurance policy adjustments, and potential impacts on gun owners.

### 6. Discussion on Market Forces and Insurance Behavior
**[27:46]**
Further discussion on how the bill could influence insurance company practices and market forces to prioritize safety and risk management related to firearms.

### 7. Closing Remarks and Contact Information
**[33:01]**
Karl Susman and Senator Blakespear wrap up the discussion, thanking listeners and providing contact information for further inquiries about AB 3067.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

KMET AM1490 – Inland Empire – Friday 8-9am
KTRB AM860 – San Francisco – Saturday 7-8am
KEIB AM1150 – Los Angeles – Saturday 12-1pm
KCBQ AM1170 – San Diego – Saturday 1-2pm
KFBK AM1530 – Sacramento – Sunday 5-6pm
KZSB AM1290 – Santa Barbara – Wednesday 9:52am
KCAA AM1050 – Riverside – Thursday 7-8am

In addition to traditional radio, Insurance Hour has embraced the digital age.

The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com

Firearms and Insurance: Navigating California's New Proposal


This episode of "Insurance Hour" delves into the nuances of home insurance in California, highlighting the introduction of Assembly Bill No. 3067. This proposed legislation mandates additional questions for insurance applications, specifically concerning the existence and storage of firearms in homes. The show discusses the implications for insurance premiums, the potential for increased scrutiny on gun ownership, and the broader legislative intent behind collecting such data. It emphasizes the importance of honesty in insurance applications and speculates on how insurers might use this information. The segment aims to inform Californians about upcoming changes in insurance policy requirements and encourages engagement with legislative developments.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

KMET AM1490 – Inland Empire – Friday 8-9am
KTRB AM860 – San Francisco – Saturday 7-8am
KEIB AM1150 – Los Angeles – Saturday 12-1pm
KCBQ AM1170 – San Diego – Saturday 1-2pm
KFBK AM1530 – Sacramento – Sunday 5-6pm
KZSB AM1290 – Santa Barbara – Wednesday 9:52am
KCAA AM1050 – Riverside – Thursday 7-8am

In addition to traditional radio, Insurance Hour has embraced the digital age.

The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com

Apple Vision Pro is changing the world... of Insurance - with guest Robert Scoble

This episode of "Insurance Hour" from February 23, 2024, features a detailed discussion with Robert Scoble about the intersection of technology and insurance, particularly focusing on the implications of new tech, like Apple Vision Pro and Tesla's innovations, on insurance policies and claims. The conversation delves into the advancements in digital twins, the use of augmented reality in everyday life, and the future of tech integration in various industries, including the potential for insurance adjustments and claims processing through augmented reality. The dialogue also touches on the broader impact of technology on consumer behavior, product development, and industry shifts, especially in the context of insurance and automotive sectors.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

KMET AM1490 – Inland Empire – Friday 8-9am
KTRB AM860 – San Francisco – Saturday 7-8am
KEIB AM1150 – Los Angeles – Saturday 12-1pm
KCBQ AM1170 – San Diego – Saturday 1-2pm
KFBK AM1530 – Sacramento – Sunday 5-6pm
KZSB AM1290 – Santa Barbara – Wednesday 9:52am
KCAA AM1050 – Riverside – Thursday 7-8am

In addition to traditional radio, Insurance Hour has embraced the digital age.

The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com

Social Inflation Unveiled: The Hidden Force Driving Insurance Costs

This episode of "Insurance Hour" explores the concept of social inflation and its impact on insurance claims and premiums. It explains how cultural shifts in attitudes towards insurance claims contribute to higher payouts and, consequently, higher premiums. The episode suggests a societal need to reconsider our approach to insurance, emphasizing insurance as protection for significant losses rather than a refund mechanism. This change in perspective is proposed as a solution to mitigate the effects of social inflation.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

KMET AM1490 – Inland Empire – Friday 8-9am
KTRB AM860 – San Francisco – Saturday 7-8am
KEIB AM1150 – Los Angeles – Saturday 12-1pm
KCBQ AM1170 – San Diego – Saturday 1-2pm
KFBK AM1530 – Sacramento – Sunday 5-6pm
KZSB AM1290 – Santa Barbara – Wednesday 9:52am
KCAA AM1050 – Riverside – Thursday 7-8am

In addition to traditional radio, Insurance Hour has embraced the digital age.

The program is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insurancehour.com